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Documents and information to process a Loan* |
| Before a borrower sets up an appointment with a lender, most lenders normally require from each borrower a list of documents and information to process the loan application. |
DOCUMENTS |
INFORMATION |
| 1. Most recent 2 years W-2 forms, (or 1099's if S/E*) | 1. Social Security #. |
| 2. Most recent 2 years filed Federal Tax Return, 1040's. | 2. Two years of residence history. |
| 3. Most recent paycheck stubs-Less than 30-days old. | 3. If renting, landlord information. |
| 4. Most recent 3-months bank statements. | 4. Two-years employment history. |
| 5. Year-to-date profit & loss statement & balance sheet.* | 5. Real Estate owned information. |
| 6. Bankruptcy papers, discharge & all schedules (if appl.) | 6. List of outstanding debts. |
| * Applicable, if self employed or commissions |
For mortgage-assistance or information click here
| *Real Estate business practice varies from region to region. Information provided on this Webpage is base on the buying and selling process for Southern California, USA. To find out more about real estate business practice in any other city, contact local real estate professionals. |
Send mail to marthel@residenceguide.com with questions or
comments about this web site.
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